Checking "the List" -- Again & AgainHe's making a list,
And checking it twice;
Gonna find out Who's naughty and nice.
Santa Claus is coming to town
--lyrics, "Santa Claus is Coming to Town"
These days, lenders also seem to be "checking their list" twice -- if not a whole lot more.
The result?
Deals that are getting finalized much later in the process -- sometimes, right before (or at) closing.
Or, renegotiated along the way, due to appraisal issues.
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